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    Side Effects: Get Ready to Change Your Insurance

    Remember the White House’s insistence that, under Obamacare, you keep your insurance plan if you like it? We didn’t believe it then. Turns out we were right. CNN reports that AT&T, Verizon, John Deere and others may well drop the health care coverage they now offer their employees. Obamacare makes … More

    Side Effects: Physician-Owned Hospitals Face New Regulations, Limits on Growth

    Obamacare was going to expand access to higher-quality health care for all Americans, right? Well, though the legislation can purport to extend health insurance for millions of currently uninsured Americans, when it comes to access to high-quality care, Obamacare is more likely to have the opposite effect. One way the … More

    Side Effects: Let the Employer Penalties Begin

    Fans of Obamacare promised it would be good for small and large employers alike.  They should’ve checked with employers first. Mercer, a human resources consultancy, did just that.  Its latest annual survey of businesses finds that “[38 percent] of the nation’s employers…have at least some employees for whom coverage would … More

    Side Effects: Stay Single and Save 15 Percent or More on Health Insurance

    No, this isn’t a Geico commercial.  Come 2013, America’s bachelors may want to think twice before popping the question.  Thanks to Obamacare, some couples can save thousands on health insurance just by opting to cohabit rather than marry. How?  The subsidy system erected in the complicated new health law manages … More

    Side Effects: State Reluctant to Swim in National High-Risk Pools

    Obamacare aims to insure the uninsured.  To do that, the law bars insurers from denying coverage to people with pre-existing conditions—but not until 2014.  In the meantime, the law calls for a national high-risk pool to offer coverage to the otherwise “uninsurable.” Under the new law, an important deadline looms.  … More

    Side Effects: The Beginning of the End for FSAs

    “If you like your current health coverage, you can keep it.”  It was a key promise of Obamacare. But the new law gives government a say in everything from the benefits you carry to the treatment you receive.  And that means very real changes to existing coverage.  One of those … More

    Side Effects: Floridians Will Lose Medicare Advantage

    On the stump, Candidate Obama identified government entitlement spending on Medicare, Medicaid, and Social Security as the largest contributor to the federal deficit. If Congress doesn’t rein in the costs of these programs, he said,, these three programs will “consume all of the federal budget.” Candidate Obama was right.  (Still … More

    Side Effects: Special Treatment for Congress

    As we noted last week, Congress screwed up the language of their health care bill at their own expense. But, thanks to Obama administration lawyers, members and their immediate personal staff might be able to keep their existing health insurance coverage — for now. The problem, as Heritage and others … More

    Side Effects: It’s Official- Higher Health Care Costs

    Yesterday, the actuaries at the Centers for Medicare and Medicaid Services (CMS), the agency that runs the giant entitlement programs, released their analysis of the new health care law. The AP reports that “White House officials have repeatedly complained that such analyses have been too pessimistic and lowball the law’s … More

    Side Effects: The Catch 22 of Obamacare Risk Pools

    It was one of the most oft-repeated promises of Obamacare:  It will cover people, regardless of pre-existing conditions. But when it came time to make good on that promise, Congress came up short.  Yes, in 2014, the new law prohibits insurers from discriminating against pre-existing conditions—starting in 2014.  But what … More