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    New Regulation Forces Private Insurers to Advertise Obamacare

    Obamacare’s medical loss ratio (MLR) provision began this year and requires insurers in the individual and small-group markets to spend 80 percent of premiums—85 percent for insurers in the large-group market—on medical claims or quality improvements. If the insurer doesn’t spend the required percentage, it must issue a rebate to … More

    Infographic: JP Morgan Chase and the Loss in Perspective

    JP Morgan Chase’s $2 billion loss on a hedging strategy doesn’t mean that the bank is in crisis, and it certainly does not mean the government needs to step in. JP Morgan Chase is a $2.3 trillion bank with a net worth of $189 billion. While the bank’s loss represents … More

    Tales of the Red Tape #32: Civil Rights for Bashful Bladders

    There are several colloquialisms for “paruresis” (par-YOU-ree-sis), one of the newer additions to the growing list of ailments supposedly protected under the Americans with Disabilities Act (ADA): “pee panic,” “stage fright,” and “urophobia,” among them. No matter one’s term of preference, they all refer to a difficulty or inability to … More

    Exclusive Interview: John Stossel Says Government Can't Solve Our Problems

    John Stossel’s skepticism of government and his storytelling approach about free-market economics have made him a rock star in conservative and libertarian circles. He spoke at The Heritage Foundation on Wednesday about his new book, “No, They Can’t: Why Government Fails—But Individuals Succeed.” It is Stossel’s latest attempt to debunk the myths … More

    VIDEO: Doctor-Turned-Lawmaker Sen. John Barrasso Fights Obamacare

    Sen. John Barrasso earned the nickname “Wyoming’s Doctor” after working for 24 years as an orthopedic surgeon in Casper. Today he represents the state in the U.S. Senate and is one of the leading critics of Obamacare. More than two decades with patients gave Barrasso a firsthand glimpse of government’s … More

    Online Chat on Regulations

    The Heritage Foundation recently released a paper titled Red Tape Rising: Obama-Era Regulation at the Three-Year Mark. The paper talks about the regulations that the Obama Administration has put in place that not only effect businesses, but also every citizen. Click here to join us right now for our “Lunch … More

    PODCAST: Red Tape Rising

    In this week’s Heritage in Focus, expert James Gattuso discusses the punishing increase in government regulations in 2011. Click here to listen. How far above trend was last year’s increase in the regulatory burden? How can Congress put a stop to agencies that are effectively legislating regulatory rules? And where … More

    Red Tape and the Onerous Effects of Overregulation

    We keep hearing that the economy is in a “jobless recovery.” What’s holding American companies back? Why aren’t they hiring more people? High taxes draw a lot of attention, and rightly so. They depress investment and discourage innovation. But escalating regulatory costs also undermine our economy. And small businesses, which … More

    The United States of America: Land of Overregulation?

    Echoing the findings of The Heritage Foundation’s 2012 Index of Economic Freedom, the latest edition of The Economist sums up well the current status of America’s business environment: The home of laissez-faire is being suffocated by excessive and badly written regulation.… The problem is not the rules that are self-evidently … More

    Obama's Nominee for Safety Agency Would Ensure Pro-Regulatory Majority

    President Obama’s choice of a Michigan trial lawyer to serve on the Consumer Product Safety Commission would shift the balance of power at the agency and ensure a pro-regulatory majority through most of 2013, regardless of who is in the White House next year. Last week Obama nominated Marietta S. … More