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    The Policy Behind the Obamacare Rebates

    President Obama’s speech today on Obamacare had a heavy focus on the Medical Loss Ratio (MLR) provision. The provision, which took effect last year, requires insurers in the individual and small-group markets to spend 80 percent of premiums (85 percent for insurers in the large-group market) on medical claims or … More

    Los Angeles Burning Precious Cash on Electric Cars

    The City of Los Angeles is offering $2,000 rebates toward home chargers for electric cars. Once again, the government is actively choosing winners and losers and skewing the free market. If the electric car is viable, and it very well could be, the government would not need to offer rebates to … More