• The Heritage Network
    • Resize:
    • A
    • A
    • A
  • Donate
  • premium subsidies

    Obamacare: How the Cost-Sharing Subsidies Produce Limited Access to Providers

    Many middle-class Americans will be harmed by the design of Obamacare’s cost-sharing subsidies for lower-income exchange enrollees. Though relatively little attention has been given to this feature, understanding it is crucial to accurately projecting the results of its implementation. Heritage Foundation Senior Fellow Ed Haislmaier has studied this feature of … More

    Obamacare Website Calculator Doesn't Show Real Cost of Many Plans

    CBS News reports this morning on another problem with the flawed Obamacare exchanges: In many cases, the new online calculator available at healthcare.gov underestimates premium costs for health insurance: Industry analysts, such as Jonathan Wu, point to how the website lumps people only into two broad categories: “49 or under” … More

    How the Obamacare "Honor System" Will Encourage Fraud

    Earlier this month, the Obama Administration—in a 600-plus page regulation—announced that for 2014, Obamacare insurance subsidies will essentially operate on the “honor system.” This will create incentives for fraud, as some applicants may report an income that is actually lower than their true income in order to qualify for the … More

    Crop Insurance Reform Would Save Lots of Taxpayer Money

    Crop insurance is probably not the first thing you want to talk about at a cocktail party. It isn’t sexy. However, it starts looking a lot prettier when common-sense reforms to crop insurance could save taxpayers billions of dollars. The Senate is currently debating its bloated farm bill. The Congressional … More

    Obamacare’s Premium Subsidies Will Stifle Small Business

    As small business goes, so goes the economy. They have been responsible for creating almost two-thirds of all net new jobs over the last 15 years. Indeed, one reason Obamacare is such a concern is that it will significantly reduce the incentive for small businesses to hire. Especially once the … More