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  • Medical Loss Ratio

    The Policy Behind the Obamacare Rebates

    President Obama’s speech today on Obamacare had a heavy focus on the Medical Loss Ratio (MLR) provision. The provision, which took effect last year, requires insurers in the individual and small-group markets to spend 80 percent of premiums (85 percent for insurers in the large-group market) on medical claims or … More

    Seven of Obamacare's Biggest Failures from the Last Two Years

    It has been two years since Obamacare was signed into law, and although the major provisions don’t begin until 2014, some have already been implemented. The parts of the law already in effect were thought by its proponents to be its most popular, but as detailed in Heritage’s “The Obamacare … More