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    Lowering Loan Limits: An Overdue Step to Bringing Private Capital Back to Housing

    As legislation moves through Congress to address the fate of Fannie Mae and Freddie Mac, the Federal Housing Finance Agency (FHFA) has indicated it will decrease the limit on the size of the loans these institutions can purchase starting in 2014. The FHFA should decrease the loan limit independent of … More

    The MARKET: An Alternative Energy Efficiency Program

    Adding to a long list of energy-efficiency legislation, two Members of Congress—David B. McKinley (R–WV) and Peter Welch (D–VT)—recently proposed a federal energy-efficiency bill that gives tax rebates to homeowners who make energy-saving improvements to their homes. This bill and its predecessors reward consumers for saving money. Let’s propose a … More