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    Happy Birthday, Obamacare? What it Really Means for Consumers

    Today marks the one-year anniversary of Obamacare. While advocates spend the week highlighting the new law’s effects on different groups of Americans, we are doing the same. A review of the facts on the ground and the conclusions of Heritage research over the past year reveals the far-reaching negative consequences. … More

    The Right Way to Limit Pre-Existing Condition Exclusions

    The inability of some Americans to obtain health insurance for pre-existing medical conditions continues to be used by Obamacare supporters as justification for the mammoth legislation.  The truth, however, is that the problem was nowhere near as big as portrayed, and the solution doesn’t require 2700 pages of legislation or … More

    Side Effects: The Obamacare Threat to Your Liberty

    Last week, The Wall Street Journal reported that several health insurers “plan to raise premiums for some Americans as a direct result of the health overhaul.” Starting this year, Obamacare prohibits plans from placing lifetime limits on coverage, severely limits rescissions, and requires all plans to cover children up to … More

    Side Effects: Obamacare Puts States Between a Rock and a Hard Place

    Obamacare creates a host of new federal requirements billed as consumer protections.  But enacting these policies falls not on the feds, but on the states. Some of these provisions were among the more popular components of Obamacare: guaranteed issue for children; letting individuals remain on their parents’ health plan up … More

    Welcome to the Real World: Grim Prospects for Young Adults under Obamacare

    As the Obama Administration’s allies are gearing up to spend $125 million over the next five years to sell the health overhaul law to the public, including seniors, there has been a noticeable vacuum in the discussion over the impact on younger adults. This topic was in the spotlight at … More

    The House Health Bill: Federal Control Over Americans' Insurance

    The House health bill (H.R. 3962) creates a new minimum federal standard benefit package that will eventually apply to nearly all health plans, and establishes a new “Health Benefits Advisory Committee”. The Committee, housed within HHS, will make detailed recommendations, which the Secretary of HHS would then impose on all … More