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    12 Days of Obamacare Surprises: Loss of Employer-Sponsored Insurance

    Not all surprises are good. When it comes to Obamacare, the original projections are turning into unfortunately different realities. For the next six days, Heritage is going to highlight one of the various changes in Obamacare projections (e.g., cost, enrollment, etc.) from when the law first passed until now. Under … More

    Side Effects: Obamacare Threatens the Future of Health Care Cost Containment

    Employers’ health benefit cost growth had the smallest increase in 15 years—only 4.1 percent in 2012 compared to 6.1 percent in 2011—according to Mercer’s National Survey of Employer-Sponsored Health Plans. The lower-than-usual increase in costs is attributed, in part, to increased usage of consumer-directed health plans (CDHP). Despite this, many … More

    Urban Institute Claims Wages and Other Benefits to Be Reduced Under Obamacare

    Recent analysis by the Urban Institute says that Obamacare has “a negligible impact on total employer-sponsored coverage and its costs.” But a closer look at the results of the study uncovers some other important points: Two-thirds of employees observe decreases in wages while their employers deal with increasing costs. The … More

    What Are the Odds Your Employer Will Drop Health Coverage?

    Since Obamacare was enacted into law, different organizations have come out with different estimates of how many employers will drop health coverage for their employees. This week, the health care consulting firm Deloitte released a new survey that found that around 10 percent of employers would drop coverage and send … More

    HHS Official Acknowledges Incentives for Employers to Dump Coverage Under Obamacare

    One major concern of Obamacare is its huge incentive for businesses to dump employer-sponsored coverage. Recently, the Obama Administration acknowledged that this is likely, though it did so in an attempt to portray it as a positive outcome of its signature legislation. In reality, Americans will experience severe consequences if … More

    Governor Bredesen Got the Calculations Right

    In yesterday’s Wall Street Journal, Tennessee Governor Philip Bredesen explained how Obamacare has created a situation where the state government and many of its employees will find it mutually advantageous to the get rid of the employer-sponsored insurance program the state currently offers. As we have noted, Bredesen correctly acknowledges … More

    Side Effects: Obamacare Hurts Low-Income Workers

    With a struggling economy and stagnant unemployment rate, the last thing the United States needs is any public policy that will hurt job growth. Unfortunately, Obamacare’s new federally mandated, essential benefits package will diminish new job opportunities, especially for low-income workers. This is expected to occur because the new law … More

    Side Effects: Obamacare Compels More Employers to Dump Coverage

    Obamacare has struck again. Last week, 3M announced plans to drop health benefits for retirees, citing the new law’s impact as a contributor in its decision. In 2013, 3M retirees who qualify for Medicare will lose their current employer-sponsored health benefits, and instead receive a health reimbursement account (HRA) with … More

    The Fight to Protect Your Employee Health Care Coverage

    A year ago, the President addressed Congress and the American people to explain his vision for the health care plan that would later be signed into law. During that speech, President Obama said that “if you are among the hundreds of millions of Americans who already have health insurance through … More