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    The Automatic IRA: A Conservative Way to Build Retirement Security

    With the introduction of new legislation to implement the Automatic IRA—a simple, low-cost retirement savings vehicle for employees of small businesses—the effort to enable many more Americans to use a payroll deduction to build retirement security moves to a more active phase. A new bill by Senator Jeff Bingaman (D–NM) … More

    The Hill Misses the Story on Auto IRAs

    An article on the Automatic IRA in the July 13 edition of the Capitol Hill newspaper The Hill (“Democrats and AARP want to make IRA enrollment automatic”) left out several crucial parts of the story. First and foremost, the Automatic IRA has enjoyed wide bipartisan and cross-ideological support since it … More

    Automatic Enrollment Builds Retirement Savings – Period.

    Adding automatic enrollment to a 401(k) retirement savings plan builds retirement savings. It especially helps lower and moderate income workers, but employees at all income levels start to save earlier, save more, and have better investment choices than similar plans without that mechanism. This simple fact is true despite some … More