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  • How to Encourage Americans to Save Money Through Prize-Linked Savings

    A habit of saving money is one of the keys to moving up the economic ladder, alongside stable families and communities, and getting a good education. The problem is that about a third of Americans save nothing at all, especially those near the bottom of the economic ladder – meaning … More

    Don't Blame Heritage for ObamaCare Mandate

    Is the individual mandate at the heart of “ObamaCare” a conservative idea? Is it constitutional? And was it invented at The Heritage Foundation? In a word, no. The U.S. Supreme Court will put the middle issue to rest. The answers to the first and last can come from me. After … More

    Medicaid Flexibility Still Missing from Wyden-Brown

    On Monday Politico ran a column by Sen. Ron Wyden (D-Ore.) taking issue with my critique of his proposal to accelerate the granting of waivers under Obamacare. Unfortunately, he missed a central point I was making about limitations on the waivers that could be granted. Apparently the senator was offended … More

    Age is Not the Only Number for Social Security

    ?? Last week, Henry Aaron argued in this space that raising the retirement age to help Social Security’s solvency amounted to a cloaked benefit cut. He said it’s also unlikely to be much help in reducing the deficit. The way he frames the challenges facing the budget pretty much assure … More

    Baucus Commission Is No Solution for Spending

    The Senate this week is considering amendments to Majority Leader Harry Reid’s (D-NV) legislation to raise the debt limit.  Reid’s bill is a substitute to the version that passed the House, which would add $925 billion to the federal debt ceiling, but his would hike the limit by $1.9 trillion … More

    Please! No White House Lame Duck Commission

    After much congressional handwringing over what budget process reform to attach to a must-pass increase in the debt ceiling, support for the legislative proposal crafted by Senate Budget Committee leaders Kent Conrad (D-ND) and Judd Gregg (R-NH) has crumbled. It fell apart as many members recognized two political facts of … More

    Flawed Baucus Bill is Not the Roadmap

    Senate Finance Committee Chairman Max Baucus (D-MT) has been engaged in a good-faith effort to build potentially broad bipartisan support for health care reform. If carried out on a far wider scale with members of both parties, in both houses, and with the good-faith involvement of the President, such a … More

    "Fees" Are Taxes and New Taxes Are Not the Answer

    According to a New York Times story on Sunday, Senate Finance Committee Chairman Max Baucus (D-MT) plans to propose a new “fee” on insurance companies to help pay for a costly liberal health reform package. This “fee” would allow Congress to penalize their straw man du jour, insurance companies, while … More

    Why the "Trigger" is a Bad Idea

    For most of 2009, President Obama, Speaker Pelosi and Majority Leader Reid have been obsessed with a “public option” for health care, which would create a government-run health care system that would eventually monopolize the industry and create the single-payer system liberals have long desired. Even when town hall protesters … More

    Details Matter: A Response to Secretary Sebelius

    Health Secretary Kathleen Sebelius’s Washington Post op-ed shows that she’s studied the focus groups and tracking polls on health care: Just beat up on health insurance companies enough, and you can get Americans to accept a thousand plus pages of legislation that would do just about anything. And then, make … More