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  • More Than 48 Million Americans Remain Uninsured

    Today, the U.S. Census Bureau released the 2011 findings on health insurance coverage in the United States.

    Despite a small reduction in the uninsured by 1.4 million from 2010 to 2011, 48.6 million, or 15.7 percent of Americans, remain without health insurance.

    Another area of disappointment comes from the number of uninsured young adults: 27.7 percent of the uninsured fall in this age group. While this group saw a decrease of 2 percent—partially due to Obamacare’s extension of coverage to dependents up to age 26—it is much less than President Obama and his Administration promised. In August, the President claimed, “Nearly 7 million young people have health insurance because they’re able to stay on their parents’ plans.”

    Moreover, as Heritage’s Drew Gonshorowski warns, there are unintended consequences from these “gains” in coverage: The net effect may hide the substitution effect. He writes, “In the case of insuring more young people, recent analysis shows that Obamacare encourages young adults to enroll in dependent coverage and drop their own coverage, causes employers to stop offering coverage, and will likely increase premiums.”

    Today’s report also revealed that the alarming trend of dependence on government for health insurance continues to grow for the fifth year in a row, reaching 99.5 million, or 32.2 percent in 2011. Of those, over half—16.5 percent of all Americans—were enrolled in Medicaid in 2011, a program that provides low-quality care and severe access to care problems. A recent study shows that one in three doctors will no longer accept new Medicaid patients.

    Obamacare makes matters worse by adding millions of Americans into this struggling program. In addition, uninsured rates are expected to continue under Obamacare. Despite spending $1.68 trillion on Obamacare’s coverage expansion provisions, 30 million Americans are projected to remain uninsured in 2022.

    A better way to reform health care and reduce the number of uninsured Americans is through The Heritage Foundation’s Saving the American Dream, which would reform the tax treatment of health insurance to enable Americans, including those between the ages of 18 and 26, to purchase coverage themselves.

    The Heritage plan would provide individual tax credits to offset the cost of health coverage, making it more affordable for individuals. This gives consumers control and choice and allows them to have coverage regardless of whether they have jobs or their employers offer coverage.

    Furthermore, expanding options beyond work-based coverage gives workers insurance portability that helps them maintain continuous insurance coverage over a lifetime.

    The American health system is in need of reform that helps the uninsured get health coverage of their choice, not an extension of government dependence that comes with Obamacare.

    Posted in Featured [slideshow_deploy]

    2 Responses to More Than 48 Million Americans Remain Uninsured

    1. Bobbie says:

      Insurance was first initiated as a privilege and those who had insurance, personally responsible. There were stories of uninsured people in accidents or ill where the hospital took the loss to whatever charities and patients couldn't cover without taking advantage of the hospital or charities. All of a sudden insurance is a government mandate with rules, punishment and imprisonment at a high expense where privilege loses all meaning when livelihoods are regulated according to government enforced rules with all costs put on the government deemed select while those in government run the government by controlled corruption!

      Make the genuine point medical expenses are the responsibility of the one that causes them and let the one take the personal responsibility to make the choice to have insurance to avoid the difficulties in paying their bill without insurance. There's no excuse not to have people (in general) personally in control and responsible to their own and their minor aged children.

      Insurance loses credibility when it's forced by government who pretends it's choice!

    2. muskegonlibertarian says:

      A smarter tactic would be to reduce the cost of American health care, which by far is the world's most expensive. Part of the problem is created by government laws and regulations which make access to medical drugs without a doctor's prescription illegal. Naturally the doctors exploit these sort of laws to their own personal economic benefit. For example, the cost of my blood pressure medication and cholesterol medication is $112 a year. The two medications are cheap enough that I have no need to use health insurance to pay for them. However, my doctor requires two office visits a year and two lab tests, which without insurance would run about $400 a year. I'm perfectly willing to sign a legal paper stating that I take legal responsibility for the use of these medications (both about as safe as aspirin), but our government's laws make such illegal. Lets put the blame where it belong, on the government. This is why I'm a Libertarian and I support returning the government to its Constitutional requirements of national defense while leaving American citizens to take care of their own health without involving "government" in the picture. Until 1938 Americans were allowed to take care of their own health without involving a doctor if they didn't wish to, something that was taken away from us by the AMA and the FDR administration back seventy four years ago!

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