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	<title>Comments on: The Senate Health Bill: Medicaid and CLASS Act Provisions</title>
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	<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/</link>
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		<title>By: Mia Pockett</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-120848</link>
		<dc:creator>Mia Pockett</dc:creator>
		<pubDate>Tue, 15 Jun 2010 12:51:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-120848</guid>
		<description>This article seems a little bit biased. It seems like we are not going to get much money out of the government soon, which is amazing for the amount of taxes we are all paying! </description>
		<content:encoded><![CDATA[<p>This article seems a little bit biased. It seems like we are not going to get much money out of the government soon, which is amazing for the amount of taxes we are all paying!</p>
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		<title>By: Jack Cameron</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-105891</link>
		<dc:creator>Jack Cameron</dc:creator>
		<pubDate>Sun, 18 Apr 2010 17:00:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-105891</guid>
		<description>It&#039;s another tax, another entitlement program and at best will not resolve anything other than taxing benefits and paying out very small amounts of money, if any </description>
		<content:encoded><![CDATA[<p>It&#039;s another tax, another entitlement program and at best will not resolve anything other than taxing benefits and paying out very small amounts of money, if any</p>
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		<title>By: A Guide to the Senate Vote-O-Rama: Part Two &#124; The Foundry: Conservative Policy News.</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-101437</link>
		<dc:creator>A Guide to the Senate Vote-O-Rama: Part Two &#124; The Foundry: Conservative Policy News.</dc:creator>
		<pubDate>Fri, 26 Mar 2010 22:09:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-101437</guid>
		<description>[...] leaders to delay the negative impact on the federal deficit past the initial 10-year window and to double-count savings from the bill. Sen. Thune’s amendment, however, was rejected by a vote of 55 to 43, with 2 abstaining.Stop [...]</description>
		<content:encoded><![CDATA[<p>[...] leaders to delay the negative impact on the federal deficit past the initial 10-year window and to double-count savings from the bill. Sen. Thune’s amendment, however, was rejected by a vote of 55 to 43, with 2 abstaining.Stop [...]</p>
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		<title>By: Weiwen Ng, MPH</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-99730</link>
		<dc:creator>Weiwen Ng, MPH</dc:creator>
		<pubDate>Tue, 23 Mar 2010 10:42:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-99730</guid>
		<description>The CLASS Act uses the same benefit triggers as most private long-term care insurance contracts. Furthermore, disability in ADLs would have to be certified by a licensed clinician. In that sense, the author is incorrect to say that the program is open to abuse.  
 
I assume the &quot;disability test&quot; the author referred to was the SSDI disability test, which is fairly strict and is geared towards working adults. The ADL scale is geared more to the disabilities that seniors typically face. 
 
As to concerns over the financing, my opinion is somewhat mixed. The financing structure is identical to Social Security. The CLASS program has its own dedicated funding stream, like Social Security. The deficits that Social Security produces are manageable. That said, a declining ratio of workers to non-workers is always a worry for any pay-as-you-go funded social insurance scheme. There&#039;s a good argument for Social Security and the CLASS Act to be financed pension-style. Furthermore, the CLASS Act should probably be made mandatory - although mandatory programs would drive the Heritage Foundation nuts, they would get rid of the adverse selection problem. </description>
		<content:encoded><![CDATA[<p>The CLASS Act uses the same benefit triggers as most private long-term care insurance contracts. Furthermore, disability in ADLs would have to be certified by a licensed clinician. In that sense, the author is incorrect to say that the program is open to abuse. </p>
<p>I assume the &quot;disability test&quot; the author referred to was the SSDI disability test, which is fairly strict and is geared towards working adults. The ADL scale is geared more to the disabilities that seniors typically face.</p>
<p>As to concerns over the financing, my opinion is somewhat mixed. The financing structure is identical to Social Security. The CLASS program has its own dedicated funding stream, like Social Security. The deficits that Social Security produces are manageable. That said, a declining ratio of workers to non-workers is always a worry for any pay-as-you-go funded social insurance scheme. There&#039;s a good argument for Social Security and the CLASS Act to be financed pension-style. Furthermore, the CLASS Act should probably be made mandatory &#8211; although mandatory programs would drive the Heritage Foundation nuts, they would get rid of the adverse selection problem.</p>
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		<title>By: jackie, new york</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-98625</link>
		<dc:creator>jackie, new york</dc:creator>
		<pubDate>Sun, 21 Mar 2010 12:10:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-98625</guid>
		<description>Article is bias...heritage foundation is a conservative think tank....not worth paying attention to it....they are funded by special interests in favor of the elite who rules inside special interests. </description>
		<content:encoded><![CDATA[<p>Article is bias&#8230;heritage foundation is a conservative think tank&#8230;.not worth paying attention to it&#8230;.they are funded by special interests in favor of the elite who rules inside special interests.</p>
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		<title>By: Congress on Health Care: Sticking It To The States &#124; Conservative Principles Now</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-80529</link>
		<dc:creator>Congress on Health Care: Sticking It To The States &#124; Conservative Principles Now</dc:creator>
		<pubDate>Tue, 12 Jan 2010 20:31:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-80529</guid>
		<description>[...] reform, the Democrats have turned to Medicaid as a means to expand coverage in both the House and Senate health care [...]</description>
		<content:encoded><![CDATA[<p>[...] reform, the Democrats have turned to Medicaid as a means to expand coverage in both the House and Senate health care [...]</p>
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		<title>By: Jon D&#039;Angelo</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-72889</link>
		<dc:creator>Jon D&#039;Angelo</dc:creator>
		<pubDate>Fri, 04 Dec 2009 10:39:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-72889</guid>
		<description>CLASS Act would be the biggest benefit to help the disabled community in years. The goal is to raise disabled people to a level with able bodied where we can seek employment without fear. Not only disabled citizens but disabled Veterans too would be able to live freely and seek the American dream. Basing eligibility off ADLs is the rather than work status not only lets the community actually be productive members of society rather than just sitting at home or in a nursing home. The max benefit of $100 a day would only cover 2/3rds a severely disabled person&#039;s costs. </description>
		<content:encoded><![CDATA[<p>CLASS Act would be the biggest benefit to help the disabled community in years. The goal is to raise disabled people to a level with able bodied where we can seek employment without fear. Not only disabled citizens but disabled Veterans too would be able to live freely and seek the American dream. Basing eligibility off ADLs is the rather than work status not only lets the community actually be productive members of society rather than just sitting at home or in a nursing home. The max benefit of $100 a day would only cover 2/3rds a severely disabled person&#039;s costs.</p>
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		<title>By: Morning Bell: A Health Bill Nobody Believes In &#124; Conservative Principles Now</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-70580</link>
		<dc:creator>Morning Bell: A Health Bill Nobody Believes In &#124; Conservative Principles Now</dc:creator>
		<pubDate>Mon, 23 Nov 2009 15:56:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-70580</guid>
		<description>[...] States: The Reid bill expands Medicaid eligibility for people below 133 percent of the Federal Poverty Level (FPL). Even with a provision aimed at Senator Landrieu&#8217;s Louisiana that picks up some state costs, [...]</description>
		<content:encoded><![CDATA[<p>[...] States: The Reid bill expands Medicaid eligibility for people below 133 percent of the Federal Poverty Level (FPL). Even with a provision aimed at Senator Landrieu&#8217;s Louisiana that picks up some state costs, [...]</p>
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		<title>By: Trend Spinner &#187; The Green-Stained Fingers Of Mary Landrieu</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-69907</link>
		<dc:creator>Trend Spinner &#187; The Green-Stained Fingers Of Mary Landrieu</dc:creator>
		<pubDate>Fri, 20 Nov 2009 16:04:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-69907</guid>
		<description>[...] Why, because Harry Reid cannot pass the bill without the support of Landrieu. The Reid bill expands Medicaid eligibility for people below 133 percent of the Federal Poverty Level (FPL), significantly changing it to a [...]</description>
		<content:encoded><![CDATA[<p>[...] Why, because Harry Reid cannot pass the bill without the support of Landrieu. The Reid bill expands Medicaid eligibility for people below 133 percent of the Federal Poverty Level (FPL), significantly changing it to a [...]</p>
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		<title>By: ABC News: “The $100 Million Health Care Vote?” &#124; Conservative Principles Now</title>
		<link>http://blog.heritage.org/2009/11/19/the-senate-health-bill-medicaid-and-class-act-provisions/#comment-69867</link>
		<dc:creator>ABC News: “The $100 Million Health Care Vote?” &#124; Conservative Principles Now</dc:creator>
		<pubDate>Fri, 20 Nov 2009 15:22:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=20265#comment-69867</guid>
		<description>[...] of additional Welfare spending that is included in the Reid bill. As The Heritage Foundation’s Dennis Smith explains: The Reid bill expands Medicaid eligibility for people below 133 percent of the Federal Poverty [...]</description>
		<content:encoded><![CDATA[<p>[...] of additional Welfare spending that is included in the Reid bill. As The Heritage Foundation’s Dennis Smith explains: The Reid bill expands Medicaid eligibility for people below 133 percent of the Federal Poverty [...]</p>
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