the SEIU, Akorn and its new organizations and etc Obama community organizatons are continuing to organize for the November 2010 vote….getting people (?) registered to vote across the land, their minions trained to turn out the vote and etc. Scary and cocky of Obama to say recently “That’s what elections are for!”

Unless the TeaPartyites and similar-minded do likewise, we could all be eating crow come November when, horror of horrors, Obamcare legislators, having passed Obamacare legislation, get themselves voted back into office; Ditto for the 2012 elections an beyond; they are working below the radar and are not giving up…WE MUST BE AS DETERMINED TO FINISH STRONG (ER) THAN THOSE GUYS.

Unless the TeaPartyites and similar-minded do likewise, we could all be eating crow come November when, horror of horrors, Obamcare legislators, having passed Obamacare legislation, get themselves voted back into office; Ditto for the 2012 elections an beyond; they are working below the radar and are not giving up…WE MUST BE AS DETERMINED TO FINISH STRONG (ER) THAN THOSE GUYS.

The Constitution requires that impeachment of the president be charged by the House and tried in the Senate. These houses of congress are headed by Nancy Pelosi and Harry Reid respectively.

Do you really expect these puppets to act against the string puller?

Even Texas has been infected with people with extreme liberal views that do not represent the majority of Americans or Texans. The very ones who champion the ALCU will see their own liberties curtailed. They are blind.

How anyone can be for a process that circumvents proper senate procedure only shows how desperate and brainwashed people are. They cannot see what is happening. They are camp followers.

To Steve in TX, I don't know about you pardner, but I have enough trouble supporting my own family. I can feel sorry for people with financial problems, but they are THEIR problems.

These people have gone way beyond the bounds of the Laws, set forth in the Constitution and its Amendments to contain their power.

The Federal Government now owns around forty five percent of the private business in America. That is not provided for in the Constitution.

Now the Federal Government wants to control the Medical industry in American, and that too is not provided for in our Constitution.

The only answer seemingly available to the Citizens of the United States, is for each and every State to become Sovereign, and thereby only answerable to the Constituion and its Amendments. Then each State can call forth a Continental Meetings and Amend the Constitution to close the hole Politicians have been using for years, create an amendment requiring audits of the Complete Federal Reserve. Stronger language as to just what constitutes Treason from the offices of both houses and the Presidency.

If we are to survive as a Nation, we must as States, take back the Power granted to the States under the Constitution, and our citizens must vote out of office each and every person who has the slightest taint of envolvement with these past decades of the Great American Destruction.

Routine health care is the only life essential that Americans have come to expect a public or private insurer to pay for. This expectation is both costly and unnecessary except for major medical events. Rarely if ever are claims filed for insurance other than health care. Almost every visit to a doctor generates an insurance claim, each of which carries with it additional overhead costs. Another reason for excessive cost of health care is defensive medicine, prescription of additional procedures employed to guard against frivolous malpractice claims.

Major reasons for excessive cost of health care insurance include:

DEFENSIVE MEDICINE

Tort reform is effective in several states and needs to be adopted widely.

OVERUTILIZATION of the health care system:

Many primary care physicians claim that approximately thirty percent of their patient visits do not require professional attention. This degree of overutilization occurs largely because it is being reimbursed by insurance. High deductibles would reduce the level of overutilization because patients would be using their own funds for fees within the deductible amount.

SMALL DOLLAR SIZE OF CLAIMS:

The cost of processing a claim is relatively independent of the size of the claim. High deductibles would reduce the number of small claims.

FRAUD:

Fraud detection and its penalties require costly efforts at protection. Fraud is most likely to occur when there is a third party payer. Fraud is unlikely when a transaction involves only a physician and a patient.

OVERHEAD:

Overhead incurred by the physician is increased when a third party payer is involved and must be reflected in the fee schedule. The overhead and profit of the third party payer must be added to this.

MORAL HAZARD:

When a third party payer assumes the risk of a need for health care, incentive is lacking for the insured to remain healthy and avoid the need for care.

Consumer driven health care avoids or minimizes all of these reasons for high cost of health care and health insurance. This approach has proved to be effective, and is being adopted by growing numbers of individuals, families, and businesses that offer health care benefits. It is popular because it is economical, and avoids insurer intervention in medical decisions by doctor and patient, including denial of claims.

Consumer driven health care enjoys advantages of:

Reduction in number of insurance claims,

Use of pretax funding authorized by HSA legislation

Low insurance premiums resulting from high deductibles,

No need for new legislation or costly new bureaucracy,

No increase in national debt or federal deficit,

No loss of personal freedom,

Reduced cost of health care.

Medicare beneficiaries could enjoy reduced Medicare premiums as a result of cost savings in areas described above if given the option to select one of several levels of deductible. The higher the deductible, the greater would be the reduction of Medicare premium. This would achieve savings for both beneficiaries and for the Medicare program. The Congress should authorize this option.

By Dr. Francis Kendrick; Venice, FL

November 3, 2009