Comments on: “Reform” Means You Pay More for Health Care http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/ Tue, 14 Feb 2012 22:27:43 +0000 hourly 1 http://wordpress.org/?v=3.3 By: John Sellers, Califo http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-268317 John Sellers, Califo Sat, 05 Feb 2011 17:37:46 +0000 http://www.foundry.org/?p=16881#comment-268317 Medicare already has guaranteed issuance for a number of situations, that has not broken the bank. Also, in my opinion, the insurance companies may not playing fair by insisting on medical information before fully determining whether there is guaranteed issue on some of their applications. For example, Medigap policies require guaranteed issue if you leave an HMO because the HMO did not follow the rules or mislead the patent. However, some companies do not ask about about this possibility on their application forms. Then the companies proceed in the application to insist on medical information that they would not be allowed to ask under the conditions of guaranteed issue. (reference 2010 Choosing a Medigap Policy:A Guide to Health Insurance for People with Medicare: 01120.pdf page 25, guaranteed issue reason #7, posted on Medicare.gov. Compare this against many of the published applications forms of medigap policies, in particular in California) Medicare already has guaranteed issuance for a number of situations, that has not broken the bank. Also, in my opinion, the insurance companies may not playing fair by insisting on medical information before fully determining whether there is guaranteed issue on some of their applications. For example, Medigap policies require guaranteed issue if you leave an HMO because the HMO did not follow the rules or mislead the patent. However, some companies do not ask about about this possibility on their application forms. Then the companies proceed in the application to insist on medical information that they would not be allowed to ask under the conditions of guaranteed issue. (reference 2010 Choosing a Medigap Policy:A Guide to Health Insurance for People with Medicare: 01120.pdf page 25, guaranteed issue reason #7, posted on Medicare.gov. Compare this against many of the published applications forms of medigap policies, in particular in California)

]]> By: John, California http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-268313 John, California Sat, 05 Feb 2011 17:34:45 +0000 http://www.foundry.org/?p=16881#comment-268313 Medicare already has guaranteed issuance for a number of situations, that has not broken the bank. Also, in my opinion, the insurance companies may not playing fair by insisting on medical information before fully determining whether there is guaranteed issue on some of their applications. For example, Medigap policies require guaranteed issue if you leave an HMO because the HMO did not follow the rules or mislead the patent. However, some companies do not ask about about this possibility on their application forms. Then the companies proceed in the application to insist on medical information that they would not be allowed to ask under the conditions of guaranteed issue. (reference 2010 Choosing a Medigap Policy:A Guide to Health Insurance for People with Medicare: 01120.pdf page 25, guaranteed issue reason #7, posted on Medicare.gov. Compare this against many of the published applications forms of medigap policies, in particular in California) Medicare already has guaranteed issuance for a number of situations, that has not broken the bank. Also, in my opinion, the insurance companies may not playing fair by insisting on medical information before fully determining whether there is guaranteed issue on some of their applications. For example, Medigap policies require guaranteed issue if you leave an HMO because the HMO did not follow the rules or mislead the patent. However, some companies do not ask about about this possibility on their application forms. Then the companies proceed in the application to insist on medical information that they would not be allowed to ask under the conditions of guaranteed issue. (reference 2010 Choosing a Medigap Policy:A Guide to Health Insurance for People with Medicare: 01120.pdf page 25, guaranteed issue reason #7, posted on Medicare.gov. Compare this against many of the published applications forms of medigap policies, in particular in California)

]]> By: Glen Meakem Program » October 17-18 – Healthcare Destruction http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-62469 Glen Meakem Program » October 17-18 – Healthcare Destruction Tue, 20 Oct 2009 16:05:20 +0000 http://www.foundry.org/?p=16881#comment-62469 [...] if the Baucus “bill” becomes law, healthcare premiums would increase by an additional $4,000 a year for family coverage and $1,500 a year for single coverage on top of the estimated cost increases [...] [...] if the Baucus “bill” becomes law, healthcare premiums would increase by an additional $4,000 a year for family coverage and $1,500 a year for single coverage on top of the estimated cost increases [...]

]]> By: Tom, Clearwater, Fl http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-62291 Tom, Clearwater, Fl Mon, 19 Oct 2009 13:37:33 +0000 http://www.foundry.org/?p=16881#comment-62291 We pay more every year. Wether you like it or not, no matter what you do, what the government does, we will all pay more. There is no balance between the charge amount and the true cost. Someone, somewhere, needs that large bonus, then account for all that flood of advertising, and let's not forget all that research that drags on forever. To clean up healthcare, the country would almost have to revert to a barter system. We pay more every year. Wether you like it or not, no matter what you do, what the government does, we will all pay more. There is no balance between the charge amount and the true cost. Someone, somewhere, needs that large bonus, then account for all that flood of advertising, and let's not forget all that research that drags on forever. To clean up healthcare, the country would almost have to revert to a barter system.

]]> By: “… So We’re Going To Let You Die.” Vote Deathocrat, Vote Death Panels « Start Thinking Right http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-62090 “… So We’re Going To Let You Die.” Vote Deathocrat, Vote Death Panels « Start Thinking Right Sat, 17 Oct 2009 17:33:28 +0000 http://www.foundry.org/?p=16881#comment-62090 [...] they obtained their insurance, and regardless of whether they can even pay for their coverage.  And the system the Democrats are creating completely depends on young, healthy people who have histo....  You can’t add massively to the costs of providing care if you don’t have at least an [...] [...] they obtained their insurance, and regardless of whether they can even pay for their coverage.  And the system the Democrats are creating completely depends on young, healthy people who have histo….  You can’t add massively to the costs of providing care if you don’t have at least an [...]

]]> By: Mike Keziah, Rock Hi http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-61901 Mike Keziah, Rock Hi Fri, 16 Oct 2009 10:03:44 +0000 http://www.foundry.org/?p=16881#comment-61901 This information sounds a little like the scare tactics from the insurance industry. While my leanings are conservative, I do believe the healthcare system in the USA is not functioning well nor even adequately. I am over 65 hand have seen the graft and cheating that goes on in the medicare world. I don't think the current bill (who knows what it will become after all the other bills are "folded" in) does much to lower costs for the average person and remove the cheating by insurance companies and doctors. I would like to see a little more of an attitude of fixing the healthcare system and less partisan bickering. This information sounds a little like the scare tactics from the insurance industry. While my leanings are conservative, I do believe the healthcare system in the USA is not functioning well nor even adequately. I am over 65 hand have seen the graft and cheating that goes on in the medicare world. I don't think the current bill (who knows what it will become after all the other bills are "folded" in) does much to lower costs for the average person and remove the cheating by insurance companies and doctors. I would like to see a little more of an attitude of fixing the healthcare system and less partisan bickering.

]]> By: Freedom of Speech, T http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-61795 Freedom of Speech, T Thu, 15 Oct 2009 14:39:14 +0000 http://www.foundry.org/?p=16881#comment-61795 Ditto Don of Michigan on our Canadian Friend jas56. The reason YOU pay half of what the US pays is because you don't have an out of control immigration problem like ours. Secondly, if the USA would giving hundreds of BILLIONS of dollars to the rest of the world for every conceivable cause, that might help us. Third, WE are your largest trading partner and are friend - as well it should be. Never forget, however, that your national defense is our national defense. In short, an attack on you is an attack on us. Don't even go down the road on military expenditures comparison. Lastly, I know you have your share of ideological left-wingers running your show. Canada could REALLY HELP US out if they would take a whole bunch of ours! Start in California and move Eastward. Ditto Don of Michigan on our Canadian Friend jas56.

The reason YOU pay half of what the US pays is because you don't have an out of control immigration problem like ours.

Secondly, if the USA would giving hundreds of BILLIONS of dollars to the rest of the world for every conceivable cause, that might help us.

Third, WE are your largest trading partner and are friend – as well it should be.

Never forget, however, that your national defense is our national defense. In short, an attack on you is an attack on us. Don't even go down the road on military expenditures comparison.

Lastly, I know you have your share of ideological left-wingers running your show.

Canada could REALLY HELP US out if they would take a whole bunch of ours! Start in California and move Eastward.

]]> By: The Absurd Report » “Reform” Means You Pay More for Health Care http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-61647 The Absurd Report » “Reform” Means You Pay More for Health Care Thu, 15 Oct 2009 11:32:37 +0000 http://www.foundry.org/?p=16881#comment-61647 [...] Source: The Foundry Social Networking: [...] [...] Source: The Foundry Social Networking: [...]

]]> By: Don, Michigan http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-61660 Don, Michigan Thu, 15 Oct 2009 09:43:31 +0000 http://www.foundry.org/?p=16881#comment-61660 jas56,, If your health care is so great, why are canadians streaming across the border to get help they need when they cannot get it under your great health care system?? jas56,, If your health care is so great, why are canadians streaming across the border to get help they need when they cannot get it under your great health care system??

]]> By: M.I.T. Economist vs Common Sense | Conservative Principles Now http://blog.heritage.org/2009/10/12/%e2%80%9creform%e2%80%9d-means-you-pay-more-for-health-care/#comment-61439 M.I.T. Economist vs Common Sense | Conservative Principles Now Wed, 14 Oct 2009 14:08:51 +0000 http://www.foundry.org/?p=16881#comment-61439 [...] response to yesterday’s PriceWaterhouseCooper’s study showing that the Senate Finance bill would raise, not lower, health insurance premiums for [...] [...] response to yesterday’s PriceWaterhouseCooper’s study showing that the Senate Finance bill would raise, not lower, health insurance premiums for [...]

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