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	<title>Comments on: The Case Against Individual Mandates</title>
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		<title>By: Health Care Updates &#124; thelobbyist</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-78241</link>
		<dc:creator>Health Care Updates &#124; thelobbyist</dc:creator>
		<pubDate>Wed, 30 Dec 2009 19:02:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-78241</guid>
		<description>[...] conservatives are attacking the mandate by reminding us that the Congressional Budget Office had multiple issues with the idea during the Clinton health care reform [...]</description>
		<content:encoded><![CDATA[<p>[...] conservatives are attacking the mandate by reminding us that the Congressional Budget Office had multiple issues with the idea during the Clinton health care reform [...]</p>
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		<title>By: Raymond Nichols, Mas</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-78257</link>
		<dc:creator>Raymond Nichols, Mas</dc:creator>
		<pubDate>Wed, 30 Dec 2009 16:03:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-78257</guid>
		<description>I am a citizen of Massahusetts. Let me get that out of that way first and foremost. What I&#039;ve seen here since this Health Tax, or Insurance mandate, whatever you would like to call it, is that this has become an embarassment to this government. What you see our elected officials tell you about what the majority of these citizens think, is pure BS. Let me tell you what has happened in my case.  
 
   2007, the mandate goes into effect. For the first time ever, I am required to purchase my health option with the company I work for to provide coverage to my wife and myself. This runs about 245 monthly, totalling about 3,040 dollars taken out of my wallet. The actual estimate would be about 2300 dollars after taxes. This is 2300 dollars from just me that would have been spent into this states economy. Think about that as you debate the Health care reform that is on the table now, in a time when the economy is still down, we are going to mandate that you give billions of dollars to the health industry on a weekly basis? What will that do to the state of the economy? 
 
 Anyways, back to the story. I had United Health Care. They were great, they paid a lot of a prescription my wife needed, and covered more then 75 percent of an expensive prescription I needed at one time. 
 
  Now, December 2008 comes around, and I am notified in an effort to cut costs, my company will be switching health care companies from United Health Care to Aetna. This lowers my companies premiums they pay, but still my payment remains the same. Also those prescriptions I told you about for my wife? Aetna covered 2 dollars on a 65 dollar prescription. Their benefits didn&#039;t cover anything, and they refused to pay the majority of any routine doctor visits. It was a nightmare, but a company I was forced to live with. It&#039;s the law! 
  Now, December 2009. SUDDENLY Mass notifies the company I work for that the health insurance they provide doesn&#039;t meet state minimum requirements and they would have to direct every single one of their employees in Mass to the Health Connector to set up insurance. Well, as an employee that is bad news. My company loves it tho, because now they have to pay absolutely zero dollars towards my health care. The state of Mass offered me 13 plans, the cheapest being 413 dollars a month! that&#039;s about 95 dollars a week, or roughly 5000 dollars a year. That is just under double my previous payment. My Annual Deductible is set at 4,000 dollars! Talk about a grinch. This means that if I go to the ER, or a DRs Visit. I have to pay the full amount until it reaches 4,000 dollars before my 25 copay, or 150 ER copay kicks in. That means I&#039;m in it for 9,000 dollars before any coverage occurs. This is a sticks and bones policy, and just outright stealing. The worse part about it is that Mass holds you down, while the health companies take the money. How is this legal? It isn&#039;t and sounds a lot like Involuntary Servtitude. Something similar happened in Mass a long time ago, anyone every hear of the Boston Tea Party? Of course I did not sign up for the Health Insurace they offered, so I saved myself atleast 5,000 dollars. I&#039;ll establish my own little health fund on the side, and in the event something happens, I&#039;ll deal with it then, and do what most people do. Make payment plans to pay it off. Over my lifetime, this will save me a lot of money, and puts me in total control of my own health.   
 
 Now, I&#039;m not against them trying to regulate Health Insurance, but they are doing it in such away right now, that it gives partial control of the government to a billion dollar private industry. It also allows for more corruption to take place, as their are no mentions of caps they can charge to a consumer. How is it that a premium of a 27 year old in one state, is so drastic in another? The answer is because in those other states, it isn&#039;t against the law to not have Health Insurance.  
  This Health Reform bill that will not get passed by the voters, has no mention of a cap. This will corrupt the white house and this country in such a way, that the response could be Unmeasurable. We are talking about forcing billions of dollars, weekly, not yearly, Weekly out of the economy and into the Private health insurance corporations. Think about it, everyone with a full time job will pay atleast 60 bucks with an employer sponsered plan, and over 120 with no employer help.  This would be disastorous for this nation. It isn&#039;t universal Health care.  
 
  Sorry for the long rant, but I just can&#039;t see this happening all over the USA, and wish it never occured in Massachusetts. </description>
		<content:encoded><![CDATA[<p>I am a citizen of Massahusetts. Let me get that out of that way first and foremost. What I&#039;ve seen here since this Health Tax, or Insurance mandate, whatever you would like to call it, is that this has become an embarassment to this government. What you see our elected officials tell you about what the majority of these citizens think, is pure BS. Let me tell you what has happened in my case. </p>
<p>   2007, the mandate goes into effect. For the first time ever, I am required to purchase my health option with the company I work for to provide coverage to my wife and myself. This runs about 245 monthly, totalling about 3,040 dollars taken out of my wallet. The actual estimate would be about 2300 dollars after taxes. This is 2300 dollars from just me that would have been spent into this states economy. Think about that as you debate the Health care reform that is on the table now, in a time when the economy is still down, we are going to mandate that you give billions of dollars to the health industry on a weekly basis? What will that do to the state of the economy?</p>
<p> Anyways, back to the story. I had United Health Care. They were great, they paid a lot of a prescription my wife needed, and covered more then 75 percent of an expensive prescription I needed at one time.</p>
<p>  Now, December 2008 comes around, and I am notified in an effort to cut costs, my company will be switching health care companies from United Health Care to Aetna. This lowers my companies premiums they pay, but still my payment remains the same. Also those prescriptions I told you about for my wife? Aetna covered 2 dollars on a 65 dollar prescription. Their benefits didn&#039;t cover anything, and they refused to pay the majority of any routine doctor visits. It was a nightmare, but a company I was forced to live with. It&#039;s the law!</p>
<p>  Now, December 2009. SUDDENLY Mass notifies the company I work for that the health insurance they provide doesn&#039;t meet state minimum requirements and they would have to direct every single one of their employees in Mass to the Health Connector to set up insurance. Well, as an employee that is bad news. My company loves it tho, because now they have to pay absolutely zero dollars towards my health care. The state of Mass offered me 13 plans, the cheapest being 413 dollars a month! that&#039;s about 95 dollars a week, or roughly 5000 dollars a year. That is just under double my previous payment. My Annual Deductible is set at 4,000 dollars! Talk about a grinch. This means that if I go to the ER, or a DRs Visit. I have to pay the full amount until it reaches 4,000 dollars before my 25 copay, or 150 ER copay kicks in. That means I&#039;m in it for 9,000 dollars before any coverage occurs. This is a sticks and bones policy, and just outright stealing. The worse part about it is that Mass holds you down, while the health companies take the money. How is this legal? It isn&#039;t and sounds a lot like Involuntary Servtitude. Something similar happened in Mass a long time ago, anyone every hear of the Boston Tea Party? Of course I did not sign up for the Health Insurace they offered, so I saved myself atleast 5,000 dollars. I&#039;ll establish my own little health fund on the side, and in the event something happens, I&#039;ll deal with it then, and do what most people do. Make payment plans to pay it off. Over my lifetime, this will save me a lot of money, and puts me in total control of my own health.  </p>
<p> Now, I&#039;m not against them trying to regulate Health Insurance, but they are doing it in such away right now, that it gives partial control of the government to a billion dollar private industry. It also allows for more corruption to take place, as their are no mentions of caps they can charge to a consumer. How is it that a premium of a 27 year old in one state, is so drastic in another? The answer is because in those other states, it isn&#039;t against the law to not have Health Insurance. </p>
<p>  This Health Reform bill that will not get passed by the voters, has no mention of a cap. This will corrupt the white house and this country in such a way, that the response could be Unmeasurable. We are talking about forcing billions of dollars, weekly, not yearly, Weekly out of the economy and into the Private health insurance corporations. Think about it, everyone with a full time job will pay atleast 60 bucks with an employer sponsered plan, and over 120 with no employer help.  This would be disastorous for this nation. It isn&#039;t universal Health care. </p>
<p>  Sorry for the long rant, but I just can&#039;t see this happening all over the USA, and wish it never occured in Massachusetts.</p>
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		<title>By: Fix Health Care Policy &#124; Step Back and Start Over on Health Care</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-54358</link>
		<dc:creator>Fix Health Care Policy &#124; Step Back and Start Over on Health Care</dc:creator>
		<pubDate>Wed, 09 Sep 2009 17:31:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-54358</guid>
		<description>[...] Just in case you hadn’t already heard, President Barack Obama will deliver what the media is describing as a “make or break” health care speech tonight. But don’t feel bad if you have to miss it. According to the Wall Street Journal, President Obama has already given 27 speeches entirely devoted to health care and he has mentioned the issue prominently in another 92. The American people already know what Obamacare looks like: more power to Washington, less choice for patients and doctors, trillions in new deficit spending, job killing employer mandates, and unprecedented government intrusion into every American&#8217;s private life. [...]</description>
		<content:encoded><![CDATA[<p>[...] Just in case you hadn’t already heard, President Barack Obama will deliver what the media is describing as a “make or break” health care speech tonight. But don’t feel bad if you have to miss it. According to the Wall Street Journal, President Obama has already given 27 speeches entirely devoted to health care and he has mentioned the issue prominently in another 92. The American people already know what Obamacare looks like: more power to Washington, less choice for patients and doctors, trillions in new deficit spending, job killing employer mandates, and unprecedented government intrusion into every American&#8217;s private life. [...]</p>
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		<title>By: G-Man, VA</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-52728</link>
		<dc:creator>G-Man, VA</dc:creator>
		<pubDate>Wed, 02 Sep 2009 12:08:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-52728</guid>
		<description>All right, all right, the likes of these knuckle-heads (Axlerod, the Emmanuel brothers, Van Jones, Gibbs, and other Statist appointees) HAVE GOT TO GO!  What are the legal options for removing political appointees?  If there aren&#039;t any options other than voting out the &quot;appoint-er,&quot; then do we really have a Government &quot;of the PEOPLE, by the PEOPLE, and for the PEOPLE?&quot; 
 
G-Man opines... </description>
		<content:encoded><![CDATA[<p>All right, all right, the likes of these knuckle-heads (Axlerod, the Emmanuel brothers, Van Jones, Gibbs, and other Statist appointees) HAVE GOT TO GO!  What are the legal options for removing political appointees?  If there aren&#039;t any options other than voting out the &quot;appoint-er,&quot; then do we really have a Government &quot;of the PEOPLE, by the PEOPLE, and for the PEOPLE?&quot;</p>
<p>G-Man opines&#8230;</p>
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		<title>By: BP, Uniontown, OH</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-52665</link>
		<dc:creator>BP, Uniontown, OH</dc:creator>
		<pubDate>Wed, 02 Sep 2009 10:04:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-52665</guid>
		<description>This does not surprise me knowing Obama and liberals tend toward tyranny for their own self gratification. So, how do we fight this legally? </description>
		<content:encoded><![CDATA[<p>This does not surprise me knowing Obama and liberals tend toward tyranny for their own self gratification. So, how do we fight this legally?</p>
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		<title>By: Fix Health Care Policy &#124; Public Option Is Not Dead Yet</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-49524</link>
		<dc:creator>Fix Health Care Policy &#124; Public Option Is Not Dead Yet</dc:creator>
		<pubDate>Tue, 18 Aug 2009 14:14:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-49524</guid>
		<description>[...] the public plan is just one of the more objectionable parts of Obama&#8217;s health care plan. The individual and employer mandates, the expansion and federalization of Medicaid, the creation of a new health [...]</description>
		<content:encoded><![CDATA[<p>[...] the public plan is just one of the more objectionable parts of Obama&#8217;s health care plan. The individual and employer mandates, the expansion and federalization of Medicaid, the creation of a new health [...]</p>
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		<title>By: RJ, Charlotte, NC</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-42861</link>
		<dc:creator>RJ, Charlotte, NC</dc:creator>
		<pubDate>Fri, 17 Jul 2009 15:21:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-42861</guid>
		<description>I am terribly worried that the Government is got it&#039;s nose so deeply into the individuals private business that it may take a revolution 
to successfully remove it.   I can&#039;t believe we are letting our government (that supposedly works for us) tax us if we do and tax us if we don&#039;t.  How did we let ourselves get into this mess? It&#039;s like the Iraq war, get into it with no plans for escape. </description>
		<content:encoded><![CDATA[<p>I am terribly worried that the Government is got it&#039;s nose so deeply into the individuals private business that it may take a revolution</p>
<p>to successfully remove it.   I can&#039;t believe we are letting our government (that supposedly works for us) tax us if we do and tax us if we don&#039;t.  How did we let ourselves get into this mess? It&#039;s like the Iraq war, get into it with no plans for escape.</p>
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		<title>By: OBAMA-CARE: long waits, lower quality, rationing, control&#8230; &#171; FactReal</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-41080</link>
		<dc:creator>OBAMA-CARE: long waits, lower quality, rationing, control&#8230; &#171; FactReal</dc:creator>
		<pubDate>Wed, 08 Jul 2009 18:22:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-41080</guid>
		<description>[...] ObamaCare will force every American to buy health insurance OR face fines/punishment ? A public plan will leave workers with no private insurance &amp; less freedom: ? Many [...]</description>
		<content:encoded><![CDATA[<p>[...] ObamaCare will force every American to buy health insurance OR face fines/punishment ? A public plan will leave workers with no private insurance &amp; less freedom: ? Many [...]</p>
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		<title>By: Kevin, Charlotte, NC</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-40232</link>
		<dc:creator>Kevin, Charlotte, NC</dc:creator>
		<pubDate>Thu, 02 Jul 2009 23:16:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-40232</guid>
		<description>I honestly am aghast that something like this is seriously being considered in the United States of America, the &quot;Land of the Free&quot;. The essence of freedom is that individuals are able to make decisions affecting their own fate, even if those decisions sometimes turn out to be poor decisions. I just cannot believe the American government is about to tell its citizens they are required to purchase something, and if they don&#039;t, they will be socked with a heavy tax penalty. This is surely a sign that individual liberty is dying in this country, being replaced by the nebulous fantasy of collectivism. I am simply shell-shocked by how profoundly things are changing in just the first few months of this administration. </description>
		<content:encoded><![CDATA[<p>I honestly am aghast that something like this is seriously being considered in the United States of America, the &quot;Land of the Free&quot;. The essence of freedom is that individuals are able to make decisions affecting their own fate, even if those decisions sometimes turn out to be poor decisions. I just cannot believe the American government is about to tell its citizens they are required to purchase something, and if they don&#039;t, they will be socked with a heavy tax penalty. This is surely a sign that individual liberty is dying in this country, being replaced by the nebulous fantasy of collectivism. I am simply shell-shocked by how profoundly things are changing in just the first few months of this administration.</p>
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		<title>By: Thomas, Northern NY</title>
		<link>http://blog.heritage.org/2009/06/16/the-case-against-individual-mandates/#comment-37363</link>
		<dc:creator>Thomas, Northern NY</dc:creator>
		<pubDate>Wed, 17 Jun 2009 20:17:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.foundry.org/?p=8643#comment-37363</guid>
		<description>It&#039;s kind of funny. They want to force you to buy insurance, not actual health care, just the coverage. After the premium is paid, they don&#039;t care what happens to you. Or - are they actually counting on a revenue flow from the people that would rather just pay the tax?  
 
At any rate, it should be clear to any rational human being that it is none of their (the government&#039;s)business. </description>
		<content:encoded><![CDATA[<p>It&#039;s kind of funny. They want to force you to buy insurance, not actual health care, just the coverage. After the premium is paid, they don&#039;t care what happens to you. Or &#8211; are they actually counting on a revenue flow from the people that would rather just pay the tax? </p>
<p>At any rate, it should be clear to any rational human being that it is none of their (the government&#039;s)business.</p>
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