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  • The Employer-Employee Health Care Link Must Be Broken

    Republican National Convention

    MINNEAPOLIS — Sen. Bob Bennett (R-UT) came to the Hubert Humphrey Institute of Public Affairs to “shill” for the Healthy Americans Act he’s co-sponsoring with Sen. Ron Wyden (D-OR).

    Bennett insisted his bill was meant to expand the debate on health care policy with the hope that it could become the framework for real legislative action next year. The driving force behind the Wyden-Bennett bill is the belief that the health care system cannot be fixed without changing the tax code. Specifically, their plan targets the subsidies businesses receive to provide health care for their employers. Bennett explained that pensions and health care funded and managed by employers may have made sense in the 1930s, but that the success of 401(k)s in transforming the field of pensions shows consumer-centered health care reform can work.

    Also on the panel was Galen Institute President Grace-Marie Turner, who had some material objections to the bill that largely mirror those made by Heritage senior policy analyst Nina Owchernko.

    Turner worried about the second- and third-tier results of the individual mandate in the plan. Turner explained that in order to successfully implement any mandate, the federal government would have to heavily regulate which insurance plans met the individual mandate requirements and which did not. Special interests in Washington would inevitably add many requirements to health insurance plans that most consumers do not want or need. These new federal mandates would make health insurance unfordable for many more Americans.

    Posted in Obamacare [slideshow_deploy]

    4 Responses to The Employer-Employee Health Care Link Must Be Broken

    1. Sharyn Johnson says:

      Since when do businesses receive subsidies to provide employee benefits? Or are you calling a tax deduction a subsidy?

    2. Pingback: C-SPAN Convention Hub: Republican National Convention (RNC) – John McCain 2008 » Blog Archive » McCain Tempers Excitement Over Palin Speech

    3. Pingback: Pages tagged "health"

    4. GrandDadBuzz, Chapel says:

      To cut the cost of heath care you must do away with group heath care insurance paid by the employer and let those employer expenses go directly to the employee. A Simple Solution:

      1. Do away with employer tax deductions for employee health care and replace it with a $2,000 tax credit for individuals with income below $150,000. Index the tax credit to inflation. The AMA supports getting employers out of health care too. http://www.ama-assn.org/ama1/pub/upload/mm/363/eh

      2. Replace Medicare , Medicaid , Indian Health Service, State Children's Health Insurance Program (SCHIP), Federal Employees Health Benefits Program and full coverage health insurance with a Federal Health Care Credit Card payment system. A credit card would be issued to all citizens. Credit card debt limits and minimum payments would be set based on the income and the net the assets of the card holder. Those below the poverty level would have very low payment requirements, the highest debt limits and the lowest interest rates applied to their credit card debt balance. Those with high income would have high minimum payment requirements, low debt limits and a high interest rate on the credit card balance. To keep demand in check everyone should be required to make a payment per month that they can afford. A minimum payment schedule would be updated annually. The credit card balance would be the first debt paid from the card holder's estate at the time of death. The card holder controls usage and provider selection.

      3. Require all health care providers to publish standardized quality metrics and a price list for all services offered.

      4. Require only one price for each service or package of services, no special deal pricing or price discrimination for anyone.

      5. Tort reform to limit awards and limit lawyer fees to reasonable amounts.

      6. Regulate insurance companies requiring them to only sell insurance to individuals and families and only sell at one price for each age group. Do not allow insurance companies access to medical records. Only allow insurance coverage with deductibles above $5,000 indexed to inflation. The individual would use the Federal Health Care Credit Card to pay premiums, would be required to submit claims directly to the insurance company (like car insurance), and the insurance Company would pay claims to the Federal Health Care Credit Card. This would get insurance companies out of the practicing of medicine.

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