• The Heritage Network
    • Resize:
    • A
    • A
    • A
  • Donate
  • Congress-Induced Loss of Health Insurance

    There is no such thing as a free lunch. The more mandates you cram into health insurance, the more costly it is, and the more uninsured there will be. If the House’s version of the Mental Health and Addiction Equity Act becomes law, it passed last night, the CBO estimates that private insurers will be saddled with $3 billion in new annual mandates by 2012. The worst part of the House bill is the codification by reference of the Diagnostic and Statistical Manual of Mental Disorders (DSM-IV) which includes the following ailments:

    • Caffeine-induced sleep disorder
    • Caffeine intoxication
    • Sibling relational problem
    • Academic problem
    • Substance-induced sexual dysfunction disorder

    In 1999 President Clinton incorporated the DSM-IV into the Federal Employee Health Benefit Program (FEHBP), however, the regulation implementing the order only requires carriers to cover”all category of conditions” in the DSM-IV. By contrast, the House bill requires coverage of “any mental health condition” – much more expansive and ultimately expensive language.

    While rhetorically packaged with phrases like “mental health equity” and “ending the shadow of discrimination” sound good, they do nothing to reform America’s health care system. All they do is raise costs and limit consumer choice and competition. Rather than adopt bad health care policy, Congress should allow consumers to choose not only their health insurance coverage, but also the kinds of medical treatments and procedures they want at the prices they wish to pay.

    Posted in Obamacare [slideshow_deploy]

    One Response to Congress-Induced Loss of Health Insurance

    1. Pingback: Bear Creek Ledger » More Health Insurance Mandates from the House of Democrats

    Comments are subject to approval and moderation. We remind everyone that The Heritage Foundation promotes a civil society where ideas and debate flourish. Please be respectful of each other and the subjects of any criticism. While we may not always agree on policy, we should all agree that being appropriately informed is everyone's intention visiting this site. Profanity, lewdness, personal attacks, and other forms of incivility will not be tolerated. Please keep your thoughts brief and avoid ALL CAPS. While we respect your first amendment rights, we are obligated to our readers to maintain these standards. Thanks for joining the conversation.

    Big Government Is NOT the Answer

    Your tax dollars are being spent on programs that we really don't need.

    I Agree I Disagree ×

    Get Heritage In Your Inbox — FREE!

    Heritage Foundation e-mails keep you updated on the ongoing policy battles in Washington and around the country.